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BUSINESS CHECKING


 

 

Business Checking
  • Minimum balance to open the account $250.00
  • Average daily balance to avoid a service charge $2000.00
  • Average daily balance below $2000.00, $8.00 service charge
  • Overdraft fee $30.00
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Now Account (Non-Personal)
  • Minimum balance to open the account $500.00
  • Interest bearing account
  • Average daily balance over $500.00 no service charge
  • Average daily balance below $500.00, $8.00 service charge and $.25 per debit item after 20
  • Overdraft Protection up to $1,000.00
  • Overdraft fee $30.00
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Money Market Account (Non-Personal)
  • Minimum balance to open the account $2500.00
  • Interest bearing account
  • Average daily balance above $2500.00
  • Average daily balance below $2500.00, $15.00 service charge
  • 6 debit items allowed per month
  • No more than 3 by check, draft, or similar order to third parties
  • Excessive withdrawal fee of $2.50 per item over 6

* Sole Proprietorship, business accounts are eligible for bounce protection and may apply for a debit card.

** Corporate accounts, we have various account structures to fit your banking needs.

Please contact Farmers and Merchants Bank for details at (334) 864-9941 or (334) 576-1900.

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