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Personal Banking / Checking


 

 

Personal Checking

  • Choice Checking
  • Now Account
  • Super Now Account
  • Vision Account
  • Money Market Account
  • Current Rates
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Choice Checking: Three or Free

  • Minimum Deposit to Open $250 or $100 with Direct Deposit
  • $3 Monthly Fee
  • Monthly Fee Waived if Enroll in E-Statement or Maintain a Combined Average Daily Balance of $7500 in Checking, Savings, and CD accounts
  • No Transaction Limit
  • Free Debit Card
  • Free NetTeller Online Banking
  • Free Bill Pay when You Enroll in E-Statements
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Now Account

  • Minimum balance to open the account $500.00
  • Interest bearing account
  • Average daily balance over $500.00 no service charge
  • Average daily balance below $500.00, $8.00 service charge and $.25 per debit item after 20
  • Overdraft Protection up to $1,000.00
  • Overdraft fee $30.00
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Super Now Account

  • Minimum balance to open the account $2500.00
  • Interest bearing account
  • Average daily balance over $2500.00 no service charge
  • Average daily balance below $2500.00, $15.00 service charge and $.25 per debit item after 20
  • Overdraft Protection up to $1000.00
  • Overdraft fee $30.00
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Vision Account

  • This account is designed for our customers 55 years and older who keep a high balance and
    want to draw interest on their account.
  • Minimum balance to open the account $1000.00
  • Interest bearing account
  • Average daily balance over $1000.00 no service charge
  • Average daily balance below $ 1000.00, $3.00 service charge
  • Overdraft protection up to $300.00
  • Overdraft fee $30.00
  • $2.00 discount on safe deposit box
  • Unlimited check writing
  • Free checks
  • Free official checks
  • Free bill pay
  • Free wire transfer fee
  • Free stop payments
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Money Market Account

  • Minimum balance to open the account $2500.00
  • Interest bearing account
  • Average daily balance above $2500.00 no fee
  • Average daily balance below $2500.00, $15.00 service charge
  • 6 debit items allowed per month
  • No more than 6 by check, draft, or similar order to third parties
  • Excessive withdrawal fee of $2.50 per item over 6

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