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PERSONAL SAVINGS


Open a savings account today and start saving for your future or for a special purchase.

We make it easy at Farmers and Merchants Bank for you to prepare for the future.




Regular Savings Account

  • With a minimum deposit of $150.00, you can establish a savings account, which earns interest on your average daily balance.

  • Interest is paid and statements are generated quarterly, and a monthly statement is sent when certain transactions occur.

  • A quarterly service charge of $6.00 is imposed if your average daily balance falls below $25.00.

  • A per debit charge of $1.50 will be charged for each withdrawal in excess of 6 per month.


Youth Savings Account

  • This account is designed to help youth learn to save for their future. Youth can open a savings account with a minimum deposit of $25.00.

  • No quarterly service charge

  • Interest is paid and statements are generated quarterly, and a monthly statement is sent when certain transactions occur.

  • A per debit charge of $1.50 will be charged for each withdrawal in excess of 6 per month.


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