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Automatic Transfers
You may set up automatic transfers to take place on a daily or monthly basis. This is a convenient way to make loan payment or to transfer funds to your savings or Christmas club accounts.  Contact a Customer Service Representative and they will be glad to assist you in this free service.

Bank by Mail
Banking with Farmers and Merchants Bank is as close as your mail box.  You may make deposits or payments by mail and upon request we will send you a self-addressed envelope for your future Bank by Mail transactions.  Bank by Mail today at the following address
                        Farmers and Merchants Bank
                        P.O. Box 128
                        LaFayette, AL 36862

Check Imaging
Our statement have images of checks and deposits, this makes an easy and convenient way to balance your checking account.  The deposits are in date order and the checks are in check number order.  If you need proof of payment we can print an image of your check, at no charge, which has the check image and endorsement.

Drive-Up Teller Window
The LaFayette, Huguley, and Dadeville Offices have drive-up windows for fast and efficient service. 

Window Hours:

Mon. Tues. Thurs. & Fri. 8:00 AM to 5:00 PM
Wed. & Sat. 8:00 AM to 12:00 PM

Notary Public Service
A free service if you need legal documents notarized we have a number of  Notary Publics available for you  assistance.      

Night Depository
Deposits can be made after hours at all locations.  Using the night drop ensures your deposit will be credited to you account the next business day.  Locked night deposit bags are available for purchase.

Telephone Banking
The telephone banking service is available 24/7 if you need a balance or to make a transfer.  Call (334) 864-0744 or (866) 900-9941 for up to date information.

Wire Transfers
Funds may be send and received from almost anywhere in the world by wire transfer.  Contact any Customer Service Representative for information you need to initiate a wire transfer.

Farmers and Merchants Bank has ATM machines at all locations making it easy to get quick cash any time day or night.

Bill Pay
Bill pay is available through our online banking, it is a easy and convenient way to pay all your personal bills.  This information is processed through a secure Web site. Contact a Customer Service Representative to enroll.
Debit Cards
Now available at Farmers and Merchants Bank, debit cards are a fast way to make purchases.  All debit card transactions are listed on your statement.  You can also make purchases online or on the telephone using your debit card.

Direct Deposit
Direct deposit is the safest way to receive you payroll, social security check or retirement pay.  Contact a Customer Service Representative for details on how to set up the type direct deposit you need.

Overdraft Protection
Overdraft Protection is now available for all our personal checking accounts.  If you should have an overdrawn check it will be paid, saving you worry of checks being returned to merchants.

Safe Deposit Boxes
All locations have safe deposit boxes available to rent.  We have different sizes, to fit the needs you have to keep you valuables safe.


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